AXA PPP Healthcare has been around even longer than the National Health Service - over 60-years in fact!

AXA PPP Healthcare has approximately 2-million UK members, making AXA PPP Healthcare second in size only to BUPA in the UK. AXA PPP offers a wide range of quality Private Medical Insurance products for individuals and companies. Many commentators reckon that AXA PPP will overtake BUPA in terms of size in the next few years. Essential Healthcare Ltd is part of the AXA UK Group of Companies which gives us access to special deals that are not available elsewhere!

Our Special Deals with AXA PPP
Essential Healthcare can offer heavily discounted premiums that are not available elsewhere; in fact we can often offer like-for-like cover cheaper than you can get when contacting AXA PPP direct.

Policies to suit every size of firm
The AXA PPP range of policies includes the Business Choice range for firms of 1-12 employees that provides very affordable cover for inpatient and day care treatment with £1,000 of outpatient cover and a comprehensive Gold policy with no outpatient limits. Both policies allow you to use a fantastic range of Private Hospitals throughout the UK and include a No Claims Discount feature that helps to contain costs.

An excess option of £100 is available too along with a 6-week NHS feature. With the 6-week feature you can save up to 20%, your employees will benefit from access to eligible private treatment if the NHS cannot treat the employee within 6-weeks of the date when treatment should have taken place.

Travel Insurance can be included ensuring that your employees are comprehensively covered for travelling abroad on your company's behalf, whilst receiving the added benefit of having their leisure breaks covered too.

Click here for a summary of cover for the Business choice policy.

Firms with more than 12 employees
There are 4 policies available with AXA PPP for businesses with more than 12 employees:

  • Directors
  • VIP
  • Executive
  • Business Express

These policies are designed to have varying levels of cover, additional benefits and cost saving options to help reduce premiums even further. So you'll definitely find the right policy relative to your needs and budget with AXA PPP Healthcare. Please refer to the benefits table found on the Key Facts pdf for full details of the benefits and options available.


The AXA PPP Healthcare Hospital List
Click here to find an AXA PPP hospital near you Directory of Hospitals. With a reputation for quality service and competitive premiums, AXA PPP healthcare has grown to be the UK's second largest PMI insurer - so you know you and your employees are in safe hands.

AXA PPP Healthcare Joining Options

Rolling 2-year moratorium
no medical history declaration is required but membership is on the understanding that pre-existing medical conditions experienced during the previous 5-years are only covered after being a member for 2-years. All new and unexpected medical conditions are covered from day 1. This is a simplified version; fuller details are available by clicking here.

Fully Underwritten this requires each applicant to complete a medical declaration. Pre-existing medical conditions are then excluded where necessary. All new and unexpected medical conditions are covered from day 1. This is a simplified version; fuller details are available by clicking here.

Medical History Disregarded this is the most expensive option allowing groups of 20+ members to join AXA PPP without any exclusions relating to their past medical history. This is a simplified version; fuller details are available by clicking here.

Continued Personal Medical Exclusions commonly known as Switch Terms you may wish to switch your cover from say BUPA to AXA PPP to take advantage of lower costs.

In some circumstances you will have an option to retain any personal medical exclusions that may have been applied by your previous insurer. AXA PPP won't apply any new personal medical exclusions and will cover you for eligible treatment of medical conditions that you may have claimed for under your previous policy. The policy terms will be those of AXA PPP Healthcare and therefore the benefits and limitations may differ from those of your previous insurer.

Please contact Essential Healthcare for more details of AXA PPP Health insurance products.

Save up to 20% now!

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